Saratoga Strategic Planning, Llc

Doing Our Best For You!

Welcome to Saratoga Strategic Planning's Web site.

As a financial planning firm and active member of the community, we are dedicated to helping individuals and businesses build their financial futures.


Our education, experience and professional affiliations have fostered a practical approach to offering financial services and advice to our clients. Rather than just recommending a hodgepodge of unrelated products, first we will consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you achieve your goals. Then we will recommend the appropriate products and services to help you execute your strategy.

Maintaining a strong sense of community and a solid professional foundation are very important to me. We are especially proud of our membership in the Saratoga Chamber of Commerce.

Thank you for visiting our website.


Calculators

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

More Calculators →

Newsletters

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

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